Black Americans are more likely to carry life insurance than the average American, but their coverage does little more than provide for funeral costs.

Not only is life insurance is far cheaper when you're younger—it can also be a great way to accumulate wealth for retirement.

Life insurance is often viewed as a crucial form of protection, helping grieving family members cushion the financial impact of losing a loved one.

While life insurance generally benefits your loved ones after you pass away, it can also benefit them (and you) before that time comes through something known as living benefits.

Have you heard the news? Life Happens is collaborating with award-winning singer, songwriter, producer and humanitarian #KellyRowland as our spokesperson for this year’s Life Insurance Awareness Month (LIAM) campaign.

Partnering with Life Happens, Kelly is delivering a personal message to Americans that “with life insurance, I’ve got you,” and encouraging them to get the coverage they need — like she has for her own family.

Learn more at https://lifehappenspro.org/kelly.

#LIAM21 #GetLifeInsurance

Estate planners and insurance professionals often recommend that people create a separate trust to own life insurance policies. Whether a life insurance trust makes sense for you depends on your goals and a number of other factors.

The current COVID-19 wave in the U.S. is mostly affecting unvaccinated Americans, who represent more than 95% of current cases of hospitalization and death.

Given the average cost of a COVID-19 hospitalization in 2020 ran about US$42,200 per patient, will the unvaccinated be asked to bear more of the cost of treatment, in terms of insurance, as well?

Start-ups are going to ridiculous lengths to rebrand an industry in desperate need of some younger customers. What will it take to get them to sign-up?

You can't always believe what you read on social media, especially when it comes to medical information amid the coronavirus pandemic.